Better Business Bureau warns / Cyber Monday is prime time for high-risk online shopping scams

CHICAGO – November 28, 2022 / The Monday after Thanksgiving, known as Cyber ​​Monday, has become one of the best online shopping days of the year.

The Better Business Bureau (BBB), however, says online shopping — especially on the fast-paced Cyber ​​Monday — carries risks. Online shopping has become the top or second riskiest scam in the past two years, according to BBB ScamTracker’s report.

“Scammers will come out in full force with all kinds of deceptive ways to get your attention and get your money,” notes Naperville resident Steve J. Bernas, president and CEO of the Better Business Bureau. “Watch out for misleading ads, fake websites and untrustworthy sellers.”

And, like many other things like 2022, not all deals and attempted scams will happen on Cyber ​​Monday. Retail experts predict that many online shopping activities and special holiday sales will continue throughout the holiday season.

“This means scammers will also be working overtime,” Bernas added in a news release.

Shop online safely every day with tips from the Better Business Bureau

Aim to maximize savings this holiday season while keeping your personal information and hard-earned money safe.

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Beware of false ads and bogus websites. If a company is selling the year’s hottest item at a price that seems too good to be true, it probably is. Be alert for false advertising and monitor web addresses in your browser. Scammers like to create websites that, at first glance, appear to belong to a trusted retailer. Make sure websites use the correct spelling of the business name and have valid contact information

Always research your company before you buyAnd reading reviews and ratings on BBB.org is a great place to find businesses you can trust.

Only shop with trusted sellers on secure sites. Be wary of businesses you are not familiar with. Make sure you buy from any web page. Secure web addresses start with “HTTPS” and not just “HTTP”. Never enter personal or credit card information into forms on non-secure web pages.

Keep your antivirus software up to date. Make sure you have antivirus software installed on your computer or mobile device and that it is up to date This will help you avoid unsecured websites and pop-up phishing scams and keep your personal information safe.

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Please check the price before you buy. Dozens of online retailers will claim they have the best price on an item, but their offers can be misleading. Do your homework by comparing prices. Remember that the “best deal” may not be the real deal.

Take advantage of rewards and loyalty programs. Check your credit card rewards program for special points offers that can add up on Cyber ​​Monday and holidays.

Use your credit card. It is always better to shop online with your credit card. If any shady charges turn up later, you can contest them through your credit card company. Debit cards do not offer this same protection. Don’t make purchases from online sellers with prepaid debit cards or with their money.

Understand the return policy. Online store policies for Cyber ​​Monday offers may vary Read the fine print before you buy. Understand the return or exchange policy for the specific item you wish to purchase. Be aware that stores may not allow returns for “final sale” or “closeout” items. Be sure to get a gift receipt, so the recipient can return or exchange the item if necessary.

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Watch out for phishing scams. Busy schedules and extended shopping make it easy to miss out – and fall victim to a phishing scam Watch for unsolicited emails, texts, calls or letters. These messages may claim that a free gift is waiting for you or that there is a delivery problem – all you have to do is click a link or leave your personal information. Avoid phishing scams by ignoring suspicious emails and calls.

For more information, visit BBB.org.

Also lBBB seal, also for a good business sign.

Remember!

Sage advice from the BBB, founded in 1912: If an offer seems too good to be true, it probably is.

Sage advice from Carol Crookston until age 88: Whatever the price, it’s not a good deal if you don’t need it.

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